Find the financial solution that fits your business
Sometimes, as an entrepreneur with an innovative idea, you need money to grow your business. We are happy to help to move your innovation forward with our financial solutions. Especially if there are no proven results, paying customers or cash flow yet. Get to know our products that can help your startup or scale-up to grow in a sustainable and responsible way in every stage of its development. Check out all the possibilities below.
Overview
Rabo Innovation Loan
Are you an entrepreneur with a good, innovative idea and you’re looking for a loan to start up your business (BV)? A Rabo Innovation Loan will allow you to start developing your plans in time.
Bank guarantee (facility)
A bank guarantee provides payment security for you and your domestic trading partner.
Borgstellingskrediet (BMKB, government-supported loan)
Borgstellingskrediet is a business loan supported by the Dutch government. There are two types: a regular borgstellingskrediet for healthy SMEs that can provide little collateral, and BMBK-C for entrepreneurs who need a loan for reasons relating to the impact of the coronavirus.
Coronavirus borgstellingskrediet (government-guaranteed loan, BMKB-C)
The borgstellingskrediet BMKB-C (government-guaranteed program for loans to small and medium-sized enterprises) is a bridge loan whereby the government guarantees 75% of the funding. This program has been expanded to support entrepreneurs who have been affected by the coronavirus crisis.
Factoring
Factoring is a business loan based on the outstanding invoices to your debtors. This loan is suitable for businesses with revenues of at least €5,000,000 and a financing requirement of at least €1,000,000.
Invoice Loans
As an entrepreneur, you know that it can take a long time for your invoices to be paid. Sometimes, however, you need the money quickly in order to carry out your daily business operations. An Invoice Loan is a short-term loan based on an outstanding invoice to another company.
Rabo Foundation
The Rabo Foundation is an independent foundation that finances organizations working toward economic, social and ecological progress. To them, success does not just mean achieving financial results. It’s primarily about implementing positive change for people and society.
Rabo Frontier Ventures
Rabo Frontier Ventures (RFV) is Rabobank's €150 M investment fund that invests globally in innovative FinTech and AgTech companies. RFV wants to invest directly in the early growth stage of disruptive companies that impact the current business of the bank and indirectly in leading tech funds.
Rabo Impact Loan
Through the Rabo Impact Loan, we offer an interest rate discount to businesses and organizations with a sustainable or socially responsible impact. Especially for sustainable frontrunners and entrepreneurs in the healthcare and education sectors.
Rabo Investments
Rabo Investments is Rabobank's investment branch. With capital solutions (shares, subordinated debt & scale-up financing) we support our Dutch business relations and our worldwide business relations (focus on Food & Agriculture), with which we give substance to our Banking4NL and Banking4Food goals.
Business loan with government support (BMKB)
This so called borgstellingskrediet (BMKB), is a business loan with support from the Dutch government for healthy small and medium sized enterprises that can provide little collateral.
Rabo Lease
Rabo Lease is a financial lease; it’s a way to spread the purchasing costs. This enables you to retain maximum financial scope in order to grow. And the machinery and equipment is yours.
Overdraft facility
An overdraft allows you to be overdrawn on your current account within the agreed limit. You can use this extra margin to invest in stocks, inventory or debtors, for example.
Business loan with innovation discount (EIF InnovFin)
Are you an innovative company or are you and your company planning to invest in innovation? You may qualify for a Rabo Loan with EIF InnovFin. A guarantee from the European Investment Fund (EIF) gives you an attractive discount on the interest rate.
Money Meets Ideas
Through Money Meets Ideas, we connect you to informal investors who can provide you with capital, a wide network and expertise.
Crowdfunding
With crowdfunding, you call on private investors to fund your business plans – either in full or combined with a bank loan.
Cash Management
Whether you start scaling up (inter)nationally or are already active abroad. We are happy to help you (further) on your way with suitable products for international business.
Insurance
It’s vital for an entrepreneur to be well-prepared. The same goes for insurance policies that cover any risks you may face. After all, accidents will happen. But which insurances are relevant to your startup?
Rabo PensioenAdvies
Do you want to offer your employees a pension plan? Are you wondering whether the current pension plan is still a good fit for your scale-up? Good employee benefits, such as a pension plan, are becoming increasingly important. Read here what we can do for you.
Explore your financing options
To help you in the best possible way, we'd like to get to know you and your business. Fill out the Financing Check and we'll help you get started on the best suited financing for your business.
We innovate together
We believe that innovation is best done together. As a cooperative bank, we are constantly searching for partners to offer solutions that are good for both our clients and the world around us. Want to know more about the different ways we work with our partners?